Affordable Group Health Insurance Plans Explained

Fully Insured Plans

Employers with 2 employees or more can qualify for a group plan. These plans can be written as fully insured group plans with 4 top carriers: Carefirst, United Healthcare, Cigna and Aetna. These types of plans offer a variety of options. Fully insured plans place the risk solely on the insurance carrier. These plans also work well with supplemental coverages to limit employee's exposure to large out of pocket expenses that would otherwise be applied to deductibles and Co-insurance.